Buying a car is a big investment for anyone. Its important you have the knowledge knowing you have done your research of the abundance of choice lenders that there are.

We are your car loan specialists. We have a panel of over 30 lenders all providing a tailored solution to your requirements.

Whether you are buying from a dealer or a private seller, we offer pre-approved car loans allowing you to shop for cars knowing your finance is in place.

A secured loan is where the asset being sought/financed is used as security to lower the risk to a lender, therefore, lowers the interest rate accordingly.

Terms are usually 1-7 years, depending on the age of the asset!

Always remember, when selecting a secured option, the rate will increase with the age of the car, as the asset depreciates over time and therefore is a higher risk, which means a higher rate.

A secured loan is where the asset being sought/financed is used as security to lower the risk to a lender, therefore, lowers the interest rate accordingly.

Terms are usually 1-7 years, depending on the age of the asset!

Always remember, when selecting a secured option, the rate will increase with the age of the car, as the asset depreciates over time and therefore is a higher risk, which means a higher rate.

Tips and tricks

Payday lenders – These are a trap. When trying to obtain a car loan pr personal loan, lenders do not like short term, cash advance lenders.

These are high interest rate loans with huge repayments and do not give the lender much confident as these are designed for people in emergency situations and don’t have the necessary funds they need to make their standard repayments or have enough savings in the even of an emergency.

These will affect your ability to repay the sought loan as well.